Insurance companies are aggressive in restricting insurance coverage and denying valid claims. An injured person needs an attorney who understands the No Fault laws.
“First party" benefits — full medical, wage loss, and services — are owed without delay. If the victim's family helps with chores or care, they deserve reimbursement.
“Third party” benefits — for pain, excess wage loss, and emotional upset — are owed by the other driver's insurer.
The statute of limitations for filing a "First Party" claim is 1 year. The statute of limitations for filing a "Third Party" claim is 3 years, although there are exceptions.
Parsons Law Firm has decades of experience in Michigan No Fault auto accident cases. If you or a family member has been injured, it is important NOT to give recorded interviews to your insurance adjuster until you know your legal rights. It is also very important to preserve evidence, interview witnesses, and get the facts. Sometimes law enforcement officers make mistakes about the cause of a crash, and we are able to correct the record.
If you think we may be able to help you after a Michigan automobile injury, we welcome you to contact us for a free, confidential consultation.
The following cases are some examples of our past successes*:
Although it appeared the pick-up driver was totally at fault for backing up and striking a 6 year old boy, we investigated the history of the fairgrounds, as well as fairgrounds regulations, and proved the fairground was unsafe. See our presentation of the feasible safety precautions that could have been put in place to prevent this tragedy. | Learn more about this case in the Traverse City Record Eagle.
A careless driver turned left, and killed an allegedly "homeless" woman. Law enforcement did not ticket the driver for political reasons. We proved the local politics, and we proved the woman's family loved her. See our creative demonstration of the scene of the accident.
A long-haul driver swerved to avoid a hit-and-run driver, and despite heroically avoiding killing the hit-and-run driver, suffered a severe wrist injury when his rig jack-knifed. The employer and insurance company fought the claim. We won a $750,000 arbitration award. The insurance company filed an appeal to overturn the award. We won $1.2 million — for a severely broken wrist.
A passenger in a borrowed car was killed during a wedding reception, because the driver was intoxicated. The issue of “permissive use” of the borrowed car took extensive investigation.
A local business-woman suffered soft tissue (muscle and ligament) injuries when her vehicle was struck head on by a drunk driver. She was unable to work full-time, and she lost some cherished sports activities. We won the trial, then filed suit against the client’s insurance company to collect the award from UM/UIM coverage. (Note, we also obtained a “first party” settlement of $35,000 for physical therapy benefits, in a separate lawsuit.)
The client suffered two badly broken wrists in a head-on crash with a heavy-duty pick-up truck on icy roadway.
Before suit was filed, we created a memorial video of the client's life and convinced the insurance company to settle.
The client was walking with her husband when a fishing boat trailer broke loose and struck her hip. The insurer argued the client’s injuries were not serious because she was age 67 and retired. We showed that the client's retirement years are "the golden years" and an injury at that time of life has even worse consequences.
A young woman suffered injury when a driver spun-out on "black ice" because he was going too fast.
The Michigan Department of Transportation, the County Sheriff, and a Service Station were sued because of a serious traffic accident. Our client was a passenger in a sheriff vehicle that spun out in a rainstorm. Internet discovery of Dept. of Transportation engineering data showed the road surface was dangerously worn. Investigation of the vehicle’s maintenance records of the service station showed bad tires were installed shortly before the crash.
For more information and to discuss your legal rights, we welcome you to contact Parsons Law Firm in Traverse City. We work with clients in cases throughout Michigan and are pleased to offer a free, no-obligation consultation.
*These automobile injury cases are chosen from many more, to illustrate some of the variety of the issues we have dealt with.